Ayo Ogunlowo
GROUP CHAIRMAN
Sets the long-term vision and oversees governance across all Winter Group entities. Brings decades of experience steering financial and technology ventures across Africa.
About Winter Holding
Building enduring institutions for Africa's next economy.
Winter Holding Company is a diversified financial and technology group headquartered in Lagos. Through eight operating subsidiaries, we build infrastructure across microfinance, asset management, digital wealth, tokenization, climate technology, and regulatory consulting — operating with institutional discipline and long-term conviction.
Leadership
Management Team
The leaders setting direction, allocating capital, and operating the group.
Dapo Adekolu
GROUP FINANCE AND RISK DIRECTOR
Leads consolidated financial management and enterprise risk across the group. Drives capital strategy, controls, and regulatory compliance for every operating subsidiary.
Temitope Modupe-Okeowo
OPERATIONS DIRECTOR
Oversees group-wide operational excellence, process design, and execution. Ensures every entity runs with discipline, speed, and consistency.
Abayomi Ogunjobi
HEAD OF STRATEGY
Shapes group strategy, market positioning, and corporate development. Drives growth initiatives, partnerships, and the evolution of the portfolio.
Olugbenga Sonaike
GROUP TREASURER
Manages liquidity, funding, and treasury operations across the group. Optimises capital allocation and balance sheet strength for every entity.
Uyoyo Ogedegbe
HEAD OF CORPORATE BUSINESS
Leads enterprise relationships and institutional growth. Builds the corporate book across the group's financial and technology platforms.
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